In addition to jewelry, Empire Loan of Lowell buys, sells, and offers loans on virtually all kinds of items that hold secondhand value, including electronic devices, wristwatches, musical instruments, hand & power tools, designer handbags & accessories, collectibles, memorabilia, and more! For non-jewelry items, our buy and loan offers are based on a percentage of the value of similar items we research on other secondhand retailers like eBay. When you bring an item in to use it as collateral for a pawn loan, our experienced pawn brokers will make you an offer right on the spot! If you accept our offer, you’ll be given the loan amount, along with a ticket that outlines the details of the loan agreement & your repayment terms. Once you’re ready to redeem your loan, you can pay back the principal of the loan, plus any interest and fees that have accrued at that time, and get your items back! If you have any questions about the pawn loan process, or if you would like to see if we accept a specific type of item, please call our Lowell location today at (978) 513-2300 or fill out the contact form on our website!