Fast Cash

Fast Cash

Easy as 1-2-3

  1. You have an object of value that you can pledge as collateral for a loan.
  2. We provide a valuation of your item, an explanation of how we arrived at it, and how much we can lend on it.
  3. The terms are straightforward…. 4 months at a set rate of 3% per month in Massachusetts and 5% per month in Rhode Island. Some fees apply.
  4. When the 4 months is up, either pay back the entire loan and take home your collateral or pay the accrued interest and get another 4 months!
  5. Yes, it’s that simple!

So Many Advantages

  • No credit checks, no interrogation about your income, assets, education or ability to pay.
  • With a valid government issued ID, we’ll have you in and out in less than 15 minutes, cash in hand.
  • No repercussions with non-payback. No “black mark” against your credit. No persistent call-center chasing you for payment. And we’re always happy to do business with you again.


All Empire Loan Locations Have
New Summer Hours Starting
May 25th through August 31st!

Monday – Friday: 9 a.m. to 6 p.m. Saturday & Sunday: CLOSED

All Empire Loan stores will be CLOSED on Saturdays for the summer!