Items That We Accept

Yes, Empire Loan accepts gold, silver, platinum, and diamond jewelry in any condition, including broken pieces, and worn or damaged items. Poor condition does not disqualify a piece from being purchased or used as collateral for a pawn loan.

This makes Empire Loan a practical option for customers who have unwanted or damaged jewelry sitting in a drawer. Whether you want to sell outright or take out a pawn loan and reclaim the item later, our team of pawnbrokers will evaluate your piece on the Scrap value of the metal and make you a fair offer based on the value of the gold, silver, or platinum the piece is made of.

Empire Loan requires electronics and musical instruments to be in good working condition before accepting them for a purchase or pawn loan.

For electronics such as laptops, tablets, cameras, and game systems, Empire Loan generally only accepts the latest models in good working condition and bases offers on a percentage of what they sell for secondhand on websites like eBay. They must also include any charging cables or accessories they use. For musical instruments such as guitars, saxophones, trumpets, and keyboards, you will need to be prepared to demonstrate that it works. Playing the instrument during your visit helps confirm both its condition and ownership. Empire also requires that items come with a case of some sort for storage purposes. Items that are not functional or significantly outdated are generally not accepted.

To sell or pawn an item at Empire Loan, bring a valid government-issue ID (like a Driver’s License or Passport) and the item you want to sell or use as collateral. Supporting documentation or original accessories are not required, but they can increase the offer you receive. Helpful extras to bring include:

• Designer Watches: The original box and paperwork to help with authentication are required.
• Luxury Handbags: Dust bags, tags, purchase receipts, or certificates of authenticity help confirm authenticity and ownership.
• Musical Instruments: Carrying cases or other accessories will allow us to offer you the highest value possible for your instrument.

Our team evaluates every item on the spot. There are no credit checks or lengthy forms to complete. Most customers walk out with cash in minutes!

Yes, Empire Loan accepts a broad range of designer watches, luxury handbags, and other selected accessories for both purchases and pawn loans. Watch brands accepted include Rolex, Breitling, Cartier, Tag Heuer, Omega, IWC, Bulova, Movado, and others. For handbags, Empire Loan accepts brands such as Louis Vuitton, Gucci, and Dolce and Gabbana, and has the expertise to authenticate most designer pieces in store.

Original packaging and receipts are not required, but they can help increase the value of your offer.

Yes. While Empire Loan accepts a wide variety of valuable items, there are some things we cannot buy or offer you a loan on. Guns and firearms are not accepted at any Empire Loan location. We also do not accept any items that are illegal, stolen, or cannot be properly verified for ownership. Certain low-value or non-functional goods may be turned away as well, since offers are based on items that hold resale or collateral value. If you are unsure whether your item qualifies, the easiest way to find out is to call your nearest location or use the CashCam photo quote tool on our website!