The Lending Process

Easy as 1-2-3

  1. You have an object of value that you can pledge as collateral for a loan.
  2. We provide a valuation of your item, an explanation of how we arrived at it, and how much we can lend on it.
  3. Take your cash and after 4 months, either pay back the entire loan and take home your collateral or pay the accrued interest and get another 4 months!

It’s that simple!

Our rates vary depending on your state:

Massachusetts

3%

4 month loan

NO Credit Check

Eligible for renewal after 4 months

Thode Island

5%

4 month loan

NO Credit Check

Eligible for renewal after 4 months

So Many Advantages

  • No credit checks, no interrogation about your income, assets, education or ability to pay.
  • With a valid government issued ID, we’ll have you in and out in less than 15 minutes, cash in hand.
  • No repercussions with non-payback. No “black mark” against your credit. No persistent call-center chasing you for payment. And we’re always happy to do business with you again.

Get Your Loan Today!

 

All Empire Loan Locations Have New Hours For Summer 2023!

Monday – Friday: 9 a.m. to 6 p.m. Saturday & Sunday: CLOSED

All Empire Loan stores will be CLOSED on Saturdays for the summer!