Since 1985, Empire Loan has been paying top dollar for gold, diamonds and silver. We also offer fast cash loans based on the value of your items. And you never have to sell your items! Visit us in any of our 8 locations. Our Lowell pawnshop serves Billerica, Chelmsford, Dracut, Tewskbury, Lawrence, Pelham, NH and Nashua, NH. 43 Merrimack Street, Lowell, MA 01852 Hours: Mon – Sat 9:00am – 6:00pm (978) 513.2300Closest Public Transit: Route 9, Downtown Circulator Disclosure: All loans in the Greater Boston area offer rates no greater than 36% APR with terms from 61 days to 4 months. Some fees may apply. Representative Example: For a $1,000 4-month loan at an interest rate of 3%, you will receive a loan amount of $1,000 and will make 4 monthly payments of about $280.03 at a 18.79% APR. Total loan cost would be $1,120.